Financial & Insurance

INSURANCE & PAYMENT OPTIONS

We accept many dental insurance plans and will file claims on your behalf, saving you the time and hassle. Our knowledgeable benefit coordinators can help you maximize your dental benefits and minimize your out-of-pocket cost. We will tell you upfront what your insurance plan will pay for and offer options for taking care of any remaining balance.

Insurance We Accept

We accept and honor most dental insurance plans. The following are just a few of the dental insurance carriers we're providers for:

    Aetna
    Blue Cross Blue Shield
    Cigna
    Delta Dental
    MetLife
    MODA Health
    Principal

Payment Options

Dr Jay Wettstein is committed to helping clients finance their dental needs. We don’t believe the cost should prevent you from getting the care you and your family need. Over the past 20 years we have worked hard to provide our patients with alternative payment options.

As a courtesy to our patients, we can bill most PPO Dental insurance plans to get you a reimbursement on your dental treatment.

Flexible Payment Plans

    6-Month Deferred Interest-Free Payment Plans
    No Interest If Paid Within The Specified Time Period
    No Prepayment Penalty
    Minimum Monthly Payments As Low As 3% Of The Balance
    Can Be Used For Ongoing Care Without The Need To Reapply

For your convenience, we also accept payments made with Visa, MasterCard, Discover, American Express, and Care Credit cards.

What's a covered benefit?

Treatment that is recommended by a dentist, is listed on the fee schedule, and accepted under the terms of your group's plan.

What's optional treatment ?

Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.

What's the difference between indemnity, PPO, HMO, & discount insurance plans?

Indemnity or Traditional Insurance reimburses members or dentists at the dentist's UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.

What is PPO insurance?

(Preferred Provider Organization) is the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings.

PPO's also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.

What is HMO insurance?

Also known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs.

HMOs generally don't pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.

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Testimonials

  • "Friendly, non judgmental, fillings,crowns, cosmetic procedures are no problem for him. Never had to wait: if your appt is at 2:00, you go in at 2:00! And no delays once you are in the chair. Takes the time to answer all concerns and questions. I give him an A plus."

    -C in Weiser Idaho

    HealthGrades

  • "It was a terrific experience. You have a lighthearted yet very professional staff. I had a broken tooth emergency and you got me in right away. Thank you so much. It was a pain free appointment. That's always a good thing. "

    Tim Clason

    Facebook

  • "I love the warmth and genuine caring of the staff, they are always friendly and take time to know you as a person not just a job! Dr. Wettstein is friendly, puts a person at ease and a very personable and attentive dentist and I really like how he gives you options and is not pushy. He seeks to make decisions that are best for you."

    Kari Blackmore

    DoctorBase.com

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